Frequently Asked Questions

Archive 2025-2026

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Am I Eligible to Enroll in the Student Health Insurance Plan?

Cost Sheets

Online Enrollment Periods

Fall (coverage beginning 09/01/2025): 08/04/2025 - 09/26/2025

Spring (coverage beginning 01/17/2026): 12/01/2025 - 01/30/2026

Summer (coverage beginning 05/16/2026): 04/06/2026 - 06/05/2026

Online Enrollment

Students with a Qualifying Event

Opt-Out

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Fall Semester: 08/04/2025 - 09/26/2025

Spring Semester: 12/01/2025 - 01/30/2026

Summer Semester: 04/06/2026 - 06/05/2026

Domestic Students must be enrolled in a health plan that is compliant with the Affordable Care Act (ACA):

  1. Provide the Essential Minimum Benefits required by the PPACA with no annual limits. A list of the benefits can be found here: https://www.healthcare.gov/glossary/essential-health-benefits/ .
  2. Contain no exclusions (or waiting periods) for pre-existing conditions.
  3. Covers 100% of Preventive Care as defined by the PPACA. A list of these preventive services can be found here: https://www.healthcare.gov/coverage/preventive-care-benefits/.
  4. And provide the following coverage benefits:
  • Ambulatory (i.e. Outpatient) patient services
  • Emergency Services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services
  • Prescriptions drugs
  • Rehabilitative and habilitative services and devices
  • Laboratory services
  • Chronic disease management

 

NOTE: The following plan(s) will NOT be acceptable for waiver approval:

  • Short-term coverage plans are not accepted.
  • Financial Assistance plans are not accepted.
  • Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted.
  • Out of State Medicaid

 

International Students must be enrolled in a health plan that meets the following minimum requirements:

Student is enrolled in a plan that us compliant with the ACA.

  1. Provide the Essential Minimum Benefits required by the PPACA with no annual limits. A list of the benefits can be found here: https://www.healthcare.gov/glossary/essential-health-benefits/ .
  2. Contain no exclusions (or waiting periods) for pre-existing conditions.
  3. Covers 100% of Preventive Care as defined by the PPACA. A list of these preventive services can be found here: https://www.healthcare.gov/coverage/preventive-care-benefits/.

And provide the following coverage benefits:

  1. Ambulatory (i.e. Outpatient) patient services
  2. Emergency Services
  3. Hospitalization
  4. Maternity and newborn care
  5. Mental health and substance use disorder services
  6. Prescriptions drugs
  7. Rehabilitative and habilitative services and devices
  8. Laboratory services
  9. Chronic disease management
  10. Repatriation expenses in the amount of no less than $25,000.
  11. Expenses associated with the medical evacuation of the insured to the insured’s home country of no less than $50,000.

If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits.

NOTE: The following plan(s) will NOT be acceptable for waiver approval:

  • Short-term coverage plans are not accepted.
  • Healthcare Sharing Plans.
  • Financial Assistance plans.
  • Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted.
  • Out of State Medicaid

Claims

Regulatory Notices

Dental and Vision Options

Optional Dental Plan

Offered in partnership with Guardian Dental

Optional Vision Plan

Offered in partnership with VSP

Contact

Enrollment Information

Academic HealthPlans, Inc.
PO Box 1605
Colleyville, TX  76034

Benefits/Claims

UnitedHealthcare Insurance Company
PO Box 809025
Dallas, TX  75380-9025
1 (800) 767-0700
UHC Customer Service

Guardian Dental

This service is not administered by Academic HealthPlans.
1 (866) 569-9900
Monday - Friday 9 AM - 9 PM EST

VSP Vision

This service is not administered by Academic HealthPlans.

988 Suicide & Crisis Lifeline

Hours: Available 24 hours
Languages: English, Spanish
988
Dial 988 from any phone to be immediately connected